- Market
- Australia — WA, SA, NT and QLD only
- Equipment condition
- new
- Published rate / structure
- 2.49% p.a. / 36 months; 3.49% p.a. / 48 months; 4.49% p.a. / 60 months
- Rate basis
- Annual interest rate; not APR or an Australian comparison rate
- Starts
- 2026-10-01
- Expires
- 2026-12-31
- Settlement and delivery by
- 2026-12-31
- Observed
- 2026-10-07
- Source date
- Not stated
- Term
- 36, 48 or 60 months; monthly repayments in advance; chattel mortgage (specific security interest over the financed equipment)
- Down payment
- Nil downpayment; applicants/directors/guarantors must have appropriate real estate-backed security.
- Payment
- Payment amount not stated; monthly repayments in advance
- Currency
- $ (currency code not explicitly stated; Australian business offer)
- Residual / balloon
- No balloon
- Lender
- XCMG Financial Australia Pty Ltd, ABN 27 678 403 211
- Equipment eligibility
- Selected new eligible XCMG equipment up to $250,000 including GST; offer page explicitly lists excavators, loaders, skid steers, rollers, scissor lifts and boom lifts. SUBJECT TO AVAILABILITY in WA, SA, NT, and QLD.
- Fees
- $1,000 per financed equipment unit, payable as part of the loan amount; covers establishment, monthly account, direct debit, credit assessment and PPSR registration costs. No additional SatNav/GPS-related fees. No early termination fee.
- Credit eligibility
- Approved Australian business applicants only, GST and ABN registered. Applicants, directors and guarantors require a satisfactory credit record under XCMG Financial Policy and appropriate real estate-backed security.
- Conditions
- New eligible XCMG equipment with total invoice value including GST up to $250,000; total maximum finance $500,000 including GST per customer. GPS device must be installed on all financed equipment. Low-doc process available. Different interest rates may apply depending on structure, accessories or attachments financed. Finance settlement AND delivery required by 31 December 2026. Lender may change, extend or withdraw offer at any time.
- Cash-price trade-off
- not stated
Explicit source model labels: XE17U, XE19U, XE27U, XE35U, XE55U, XE80U, XE90U, XE155LC, XE155UCR, XE215LC, XC938, XC938AS, XC948, XC948AS, XC958, XC7-SR07, XC7-SR08, XC7-SR10, XC7-SR12, XC7-TV10, XC7-TV12, XD120, XD140, XS83, XS83PD, XS123, XS125, XS165, XS165PD, XS185S, XS205S, XS205SPD, XG0807ACW, XG0810C, XG1008AC, XG1012AC, XG1212AC, XG1218RT, XG1416C, XG1523RT, XG1823RT, XGA12K, XGA16K, XGA20K, XGA26K, XGS22K
46 unambiguous model labels retained. Two roller cards conflict internally: heading XD123PD vs description XS123PD; heading XS185PD vs description XS185SPD. All four conflicting labels are excluded from explicit_models rather than silently corrected.
Rates are advertised per annum, not APR or an Australian comparison rate. Headline 2.49% applies only to 36 months; 48 months is 3.49%, 60 months is 4.49%. No total payment or fee-inclusive APR has been calculated. Subject to approval, availability and withdrawal; not a binding quote. No cash discount forfeiture or cash-versus-finance price comparison stated. 46 unambiguous model labels retained. Two roller cards conflict internally: heading XD123PD vs description XS123PD; heading XS185PD vs description XS185SPD. All four conflicting labels are excluded from explicit_models rather than silently corrected. Currency code is not explicitly stated; the dollar sign is preserved without FX conversion. Private research context only; no publication approval or individual credit/model availability guarantee.
Source review & pinpoint
Saved original provider capture observed 2026-10-06 reviewed in full, including all model cards and Terms & Conditions. Coordinating audit independently confirmed the same Q4 dates, rate tiers and $1,000 fee in a live browser on 2026-10-07. The disputed earlier repository assertion is held separately as unverified intake history; not public approval.
TERMS & CONDITIONS: 01/10/2026–31/12/2026; settlement and delivery by 31/12/2026; $1,000 fee per financed unit included in the Loan Amount; 2.49%/36, 3.49%/48, 4.49%/60 months. Regional availability line and 46 unambiguous exact source model labels retained; two inconsistent roller cards excluded.
Saved provider capture observed 2026-10-06; confirmation 2026-10-07. Content SHA-256: ffaaece5a7518dd7098b9bfdf7461e4d08f2a40967a3dfe123ccb11188c69ae8.
Full captured terms · 2026-10-01 to 2026-12-31
TERMS & CONDITIONS
2.49% p.a. (36-month), 3.49% p.a. (48-month) and 4.49% p.a. (60-month) finance offers are based on a chattel mortgage (specific security interest over the financed equipment) on respective terms with no balloon, nil downpayment and monthly repayments in advance.
Available on new eligible XCMG equipment with total invoice value (including GST) up to $250,000, with a total maximum finance limit of $500,000 (including GST) per customer.
A GPS device must be installed on all financed equipment.
There are no additional SatNav/GPS related fees payable by the finance recipient.
Streamlined low-doc application process available.
Applicants, Directors and Guarantors must have a satisfactory credit record as per XCMG Financial Policy to the satisfaction of XCMG Financial and appropriate real estate-backed security available.
Other interest rates may apply depending on loan structure, accessories and/or attachments financed.
Credit provided by XCMG Financial Australia Pty Ltd ABN 27 678 403 211 to approved Australian business applicants only (GST & ABN registered).
Offer valid from 01/10/2026 to 31/12/2026.
Finance must be settled with equipment delivered to customers on or before 31/12/2026.
XCMG Financial Australia reserves the right to change, extend or withdraw any offer at any time.
A fee of $1,000 per financed equipment unit is payable as part of the Loan Amount to cover establishment, monthly account, direct debit, credit assessment and PPSR registration costs.
No early termination fee applies.
Brooks Equipment termsDisputed prior assertion — superseded; unverified historical context · 2026-08-01 to 2026-09-30
Earlier asserted campaign — unverified historical context
The prior repository asserted August 1–September 30 with an October 4 settlement/delivery deadline. No separate original provider capture supporting that earlier version was located in this correction. Retained only as disputed, superseded intake history, not verified historical provider terms. S277 and the current same-URL page support the Q4 capture, not these older assertions.
Prior assertion, not verified terms: Expired; settlement/delivery deadline 2026-10-04 also passed
2.49% p.a. / 36 months; 3.49% p.a. / 48 months; 4.49% p.a. / 60 months
New eligible XCMG equipment; invoice <=$250,000 incl GST; customer finance maximum $500,000 incl GST
- Prior market claim
- Australia — WA, SA, NT, QLD
- Equipment condition
- New
- Rate basis
- Annual finance rate, not APR
- Term
- 36, 48 or 60 months; monthly advance repayments
- Down payment
- Nil
- Payment
- Not stated
- Currency
- Not established
- Residual / balloon
- No balloon
- Fees in older record
- Terms, fees and charges apply; amount not stated
- Lender
- XCMG Financial Australia
- Credit eligibility
- Approved Australian business applicants; GST and ABN registered; satisfactory credit and real estate-backed security
- Conditions
- GPS required; loan structure, accessories and attachments can alter rate
- Asserted start
- 2026-08-01
- Asserted expiry
- 2026-09-30
- Recorded check date
- 2026-10-06
Earlier qualification (not a current finding): Historical only; advertisement window ended September30 and delivery/settlement deadline October4,2026. No active replacement inferred.
Repository version: 8723e8750c59d9f28a63062412b70e5258a1e6ad · Preserved 2026-10-07. Prior assertion SHA-256: 516a908eebe19888d1755991bfe4348bed2b6534df80cce3b521d9e61c23f51b.
Provider URL (current page is not evidence for the older assertion)