XCMG XD120

Equipment eligibility

Selected new eligible XCMG equipment up to $250,000 including GST; offer page explicitly lists excavators, loaders, skid steers, rollers, scissor lifts and boom lifts. SUBJECT TO AVAILABILITY in WA, SA, NT, and QLD.

Fees

$1,000 per financed equipment unit, payable as part of the loan amount; covers establishment, monthly account, direct debit, credit assessment and PPSR registration costs. No additional SatNav/GPS-related fees. No early termination fee.

Credit eligibility

Approved Australian business applicants only, GST and ABN registered. Applicants, directors and guarantors require a satisfactory credit record under XCMG Financial Policy and appropriate real estate-backed security.

Conditions

New eligible XCMG equipment with total invoice value including GST up to $250,000; total maximum finance $500,000 including GST per customer. GPS device must be installed on all financed equipment. Low-doc process available. Different interest rates may apply depending on structure, accessories or attachments financed. Finance settlement AND delivery required by 31 December 2026. Lender may change, extend or withdraw offer at any time.

Cash-price trade-off

not stated

Explicit source model labels: XE17U, XE19U, XE27U, XE35U, XE55U, XE80U, XE90U, XE155LC, XE155UCR, XE215LC, XC938, XC938AS, XC948, XC948AS, XC958, XC7-SR07, XC7-SR08, XC7-SR10, XC7-SR12, XC7-TV10, XC7-TV12, XD120, XD140, XS83, XS83PD, XS123, XS125, XS165, XS165PD, XS185S, XS205S, XS205SPD, XG0807ACW, XG0810C, XG1008AC, XG1012AC, XG1212AC, XG1218RT, XG1416C, XG1523RT, XG1823RT, XGA12K, XGA16K, XGA20K, XGA26K, XGS22K

46 unambiguous model labels retained. Two roller cards conflict internally: heading XD123PD vs description XS123PD; heading XS185PD vs description XS185SPD. All four conflicting labels are excluded from explicit_models rather than silently corrected.

Rates are advertised per annum, not APR or an Australian comparison rate. Headline 2.49% applies only to 36 months; 48 months is 3.49%, 60 months is 4.49%. No total payment or fee-inclusive APR has been calculated. Subject to approval, availability and withdrawal; not a binding quote. No cash discount forfeiture or cash-versus-finance price comparison stated. 46 unambiguous model labels retained. Two roller cards conflict internally: heading XD123PD vs description XS123PD; heading XS185PD vs description XS185SPD. All four conflicting labels are excluded from explicit_models rather than silently corrected. Currency code is not explicitly stated; the dollar sign is preserved without FX conversion. Private research context only; no publication approval or individual credit/model availability guarantee.